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Centre For Responsible Credit LTD

The charity conducts research into over-indebtedness amongst low to middle income households, evaluates lending practices and other approaches to reduce this, and develops innovative solutions to improve financial support and access to effective debt advice.

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Activities & Mission

The charity conducts research into over-indebtedness amongst low to middle income households, evaluates lending practices and other approaches to reduce this, and develops innovative solutions to improve financial support and access to effective debt advice.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Financial Information

Latest Income
£385,190
Latest Expenditure
£369,766

Financial Efficiency

Overall Efficiency 96.0%
% of expenditure going to programs (vs overhead)
Expenditure Ratio 96.0%
Expenditure as % of income

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£385,190
£369,7660 / 0
2024
£453,566
£340,9730 / 0
2023
£464,894
£464,9270 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about Centre For Responsible Credit LTD

What does Centre For Responsible Credit LTD do?

The charity conducts research into over-indebtedness amongst low to middle income households, evaluates lending practices and other approaches to reduce this, and develops innovative solutions to improve financial support and access to effective debt advice.

How much income did Centre For Responsible Credit LTD report in 2025?

Centre For Responsible Credit LTD reported total income of £385k and reported expenditure of £370k for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

When was Centre For Responsible Credit LTD registered as a charity?

Centre For Responsible Credit LTD was registered with the Charity Commission for England and Wales on 3 August 2022 as charity number 1199945. It has been registered for 4 years.

Who runs Centre For Responsible Credit LTD?

Centre For Responsible Credit LTD is governed by a board of 10 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Centre For Responsible Credit LTD operate?

Centre For Responsible Credit LTD operates in England And Wales, as recorded in its Charity Commission filing.

Is Centre For Responsible Credit LTD a registered charity?

Yes — Centre For Responsible Credit LTD is a registered charity in England and Wales, charity number 1199945.

Details

Address
27 CAMBRIDGE STREET
LEICESTER
LE3 0JQ
Registration Date
3 August 2022
Status
Registered

Registry Information

Organisation Number
5183728
Charity Number
1199945

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Trustees

Anthony Denny
Diane Burridge
Eleanor Lister
Emily Barr
Gemma Glass
Maria Booker
Niall Alexander
Richard Hollland
Samantha Mitchell
Stephen Simmons

Data & trust

Register data refreshed
30 July 2026
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