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Debt Advice Foundation

Working towards the prevention and cure of unmanageable consumer debt, through helping those that are in need of advice and support, together with engaging with the next generation of credit users to foster a more responsible attitude towards borrowing and saving.

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Activities & Mission

Working towards the prevention and cure of unmanageable consumer debt, through helping those that are in need of advice and support, together with engaging with the next generation of credit users to foster a more responsible attitude towards borrowing and saving.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Financial Information

Latest Income
£411,894
Latest Expenditure
£499,619

Financial Efficiency

Program Ratio 97.7%
% of income going directly to charitable activities
Overall Efficiency 100.0%
% of expenditure going to programs (vs overhead)
Administrative Ratio 0.7%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £0
Charitable Activities £501,491
Other Trading £0
Investments £64
Other Income £0

Expenditure Categories

Charitable Expenditure £489,947
Raising Funds £0
Governance £3,300
Grants to Institutions £0
Other Expenditure £0

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£411,894
£499,6190 / 0
2024
£453,940
£519,1610 / 0
2023
£490,751
£495,0620 / 0
2022
£460,959
£500,3080 / 0
2021
£501,555
£489,947£489,947£118,488£118,48812 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about Debt Advice Foundation

What does Debt Advice Foundation do?

Working towards the prevention and cure of unmanageable consumer debt, through helping those that are in need of advice and support, together with engaging with the next generation of credit users to foster a more responsible attitude towards borrowing and saving.

How much income did Debt Advice Foundation report in 2025?

Debt Advice Foundation reported total income of £412k and reported expenditure of £500k for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

When was Debt Advice Foundation registered as a charity?

Debt Advice Foundation was registered with the Charity Commission for England and Wales on 9 August 2012 as charity number 1148498. It has been registered for 14 years.

Who runs Debt Advice Foundation?

Debt Advice Foundation is governed by a board of 3 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Debt Advice Foundation operate?

Debt Advice Foundation operates in England And Wales, as recorded in its Charity Commission filing.

Is Debt Advice Foundation a registered charity?

Yes — Debt Advice Foundation is a registered charity in England and Wales, charity number 1148498.

Details

Address
1 ANCHOR COURT
COMMERCIAL ROAD
DARWEN
BLACKBURN
BB3 0DB
Registration Date
9 August 2012
Status
Registered

Registry Information

Organisation Number
5028095
Charity Number
1148498

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Trustees

Kathryn Maclennan
PETER SARGENT
Susan Margaret Ireland

Data & trust

Register data refreshed
30 July 2026
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