Low Cost Living Limited
1) THE RELIEF OF FINANCIAL HARDSHIP AMONG PEOPLE LIVING OR WORKING IN LONDON BY PROVIDING SUCH PERSONS WITH LOW-COST HOUSEHOLD GOODS AND FOOD WHICH THEY COULD NOT OTHERWISE AFFORD THROUGH LACK OF MEANS.2) THE PROMOTION OF ANY OTHER EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES SUCH AS THE TRUSTEES SEE FIT, PROVIDED THAT THEY ARE REGARDED AS CHARITABLE BY THE LAW OF ENGLAND AND WALES.
Activities & Mission
1) THE RELIEF OF FINANCIAL HARDSHIP AMONG PEOPLE LIVING OR WORKING IN LONDON BY PROVIDING SUCH PERSONS WITH LOW-COST HOUSEHOLD GOODS AND FOOD WHICH THEY COULD NOT OTHERWISE AFFORD THROUGH LACK OF MEANS.2) THE PROMOTION OF ANY OTHER EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES SUCH AS THE TRUSTEES SEE FIT, PROVIDED THAT THEY ARE REGARDED AS CHARITABLE BY THE LAW OF ENGLAND AND WALES.
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Financial Information
Financial Efficiency
Higher than 66% of UK Social welfare charities with income £1M to £10M (sample: 1359). How is this calculated?
Higher than 100% of UK Social welfare charities with income £1M to £10M. How is this calculated?
Lower overhead than 90% of UK Social welfare charities with income £1M to £10M. (Lower overhead is generally read as more efficient.) How is this calculated?
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2025 | £7,793,597 | £7,659,209 | £7,659,209 | £589,908 | £589,908 | 31 / 0 |
| 2024 | £8,049,959 | £7,960,317 | £7,960,317 | £455,520 | £0 | 29 / 0 |
| 2023 | £6,192,458 | £5,849,535 | £5,849,535 | £365,878 | £365,878 | 27 / 0 |
| 2022 | £4,372,819 | £4,544,561 | £4,544,561 | £22,955 | £0 | 28 / 0 |
| 2021 | £4,920,489 | £4,755,859 | £4,755,859 | £194,697 | £175,045 | 23 / 0 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Low Cost Living Limited
What does Low Cost Living Limited do?
1) THE RELIEF OF FINANCIAL HARDSHIP AMONG PEOPLE LIVING OR WORKING IN LONDON BY PROVIDING SUCH PERSONS WITH LOW-COST HOUSEHOLD GOODS AND FOOD WHICH THEY COULD NOT OTHERWISE AFFORD THROUGH LACK OF MEANS.2) THE PROMOTION OF ANY OTHER EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES SUCH AS THE TRUSTEES SEE FIT, PROVIDED THAT THEY ARE REGARDED AS CHARITABLE BY THE LAW OF ENGLAND AND WALES.
How much income did Low Cost Living Limited report in 2025?
Low Cost Living Limited reported total income of £7.79m and reported expenditure of £7.66m for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.
How efficient is Low Cost Living Limited?
Low Cost Living Limited has a program ratio of 98.3%, meaning that share of its income goes directly to charitable activities. This is higher than 66% of UK Social welfare charities with income £1M to £10M (sample of 1359 charities). See our methodology for how this is calculated.
When was Low Cost Living Limited registered as a charity?
Low Cost Living Limited was registered with the Charity Commission for England and Wales on 1 September 2008 as charity number 1125677. It has been registered for 18 years.
Who runs Low Cost Living Limited?
Low Cost Living Limited is governed by a board of 3 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Low Cost Living Limited operate?
Low Cost Living Limited operates across 2 areas: Hackney and Haringey.
Is Low Cost Living Limited a registered charity?
Yes — Low Cost Living Limited is a registered charity in England and Wales, charity number 1125677.
Details
LONDON
N16 5SA
Registry Information
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Major UK charities in the same primary sector, drawn from the curated priority cohort.
Trustees
Sectors & Classifications
Data & trust
- Register data refreshed
- 14 May 2026
- Methodology
- How metrics are calculated