Natwest Social & Community Capital
Also known as: Natwest Community Finance Fund - the West Midlands, Rbs Group Micro Finance Funds, Rbs Social & Community Capital, Royal Bank of Scotland Social & Community Capital, Ulster Bank Social & Community Capital
The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending
Activities & Mission
The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Country
Financial Information
Financial Efficiency
Higher than 5% of UK Economic and community development charities with income £100K to £1M (sample: 833). How is this calculated?
Higher than 100% of UK Economic and community development charities with income £100K to £1M. How is this calculated?
Lower overhead than 12% of UK Economic and community development charities with income £100K to £1M. (Lower overhead is generally read as more efficient.) How is this calculated?
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2024.
One or more years show a significant change in income (over ±100%) compared with the prior year. This usually reflects a merger, transfer of activities, restated accounts, or a one-off legacy — not necessarily a real change in operating scale. See the methodology for context.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2024 | £488,785 | £397,184 | 0 / 10 | |||
| 2023 | £1,877,725 | £309,877 | £309,877 | £12,704,801 | £12,704,801 | 0 / 0 |
| 2022 | £245,882 | £220,711 | 0 / 0 | |||
| 2021 | £267,830 | £346,365 | 0 / 0 | |||
| 2020 | £320,742 | £1,675,583 | 0 / 0 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Natwest Social & Community Capital
What does Natwest Social & Community Capital do?
The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending
How much income did Natwest Social & Community Capital report in 2024?
Natwest Social & Community Capital reported total income of £489k and reported expenditure of £397k for the financial year ending 2024, based on the most recent annual return filed with the Charity Commission.
How efficient is Natwest Social & Community Capital?
Natwest Social & Community Capital has a program ratio of 16.5%, meaning that share of its income goes directly to charitable activities. This is higher than 5% of UK Economic and community development charities with income £100K to £1M (sample of 833 charities). See our methodology for how this is calculated.
When was Natwest Social & Community Capital registered as a charity?
Natwest Social & Community Capital was registered with the Charity Commission for England and Wales on 29 February 2000 as charity number 1079626. It has been registered for 26 years.
Who runs Natwest Social & Community Capital?
Natwest Social & Community Capital is governed by a board of 8 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Natwest Social & Community Capital operate?
Natwest Social & Community Capital operates in Scotland, as recorded in its Charity Commission filing.
Is Natwest Social & Community Capital a registered charity?
Yes — Natwest Social & Community Capital is a registered charity in England and Wales, charity number 1079626.
Details
LONDON
EC2M 4AA
Registry Information
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Major UK charities in the same primary sector, drawn from the curated priority cohort.
Trustees
Sectors & Classifications
Also Known As
- Natwest Community Finance Fund - the West Midlands
- Rbs Group Micro Finance Funds
- Rbs Social & Community Capital
- Natwest Social & Community Capital
- Royal Bank of Scotland Social & Community Capital
- Ulster Bank Social & Community Capital
Data & trust
- Register data refreshed
- 14 May 2026
- Methodology
- How metrics are calculated