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Navigate

Navigate CIO provides specialist money and debt advice and financial education services to individuals and families facing financial hardship and exclusion by reason of youth, age, ill health, disability, financial hardship or another disadvantage in Somerset and Devon. Our services are predominately delivered through home visits but outreach and telephone appointments are also available.

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Activities & Mission

Navigate CIO provides specialist money and debt advice and financial education services to individuals and families facing financial hardship and exclusion by reason of youth, age, ill health, disability, financial hardship or another disadvantage in Somerset and Devon. Our services are predominately delivered through home visits but outreach and telephone appointments are also available.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Local Authority

Financial Information

Latest Income
£797,613
Latest Expenditure
£768,458

Financial Efficiency

Program Ratio 95.1%
% of income going directly to charitable activities
Overall Efficiency 98.8%
% of expenditure going to programs (vs overhead)
Administrative Ratio 19.9%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £796,150
Charitable Activities £0
Other Trading £0
Investments £1,463
Other Income £0

Expenditure Categories

Charitable Expenditure £758,877
Raising Funds £9,581
Governance £143,447
Grants to Institutions £0
Other Expenditure £0

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£797,613
£768,458£758,877£153,019£153,01918 / 1
2024
£814,894
£754,749£754,749£123,864£121,75318 / 0
2023
£556,544
£580,915£571,151£63,719£19,79318 / 0
2022
£637,038
£634,122£626,051£88,090£41,52113 / 1
2021
£594,596
£538,477£533,258£85,174£38,40612 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about Navigate

What does Navigate do?

Navigate CIO provides specialist money and debt advice and financial education services to individuals and families facing financial hardship and exclusion by reason of youth, age, ill health, disability, financial hardship or another disadvantage in Somerset and Devon. Our services are predominately delivered through home visits but outreach and telephone appointments are also available.

How much income did Navigate report in 2025?

Navigate reported total income of £798k and reported expenditure of £768k for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

When was Navigate registered as a charity?

Navigate was registered with the Charity Commission for England and Wales on 13 February 2019 as charity number 1182020. It has been registered for 7 years.

Who runs Navigate?

Navigate is governed by a board of 6 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Navigate operate?

Navigate operates across 2 areas: Devon and Somerset.

Is Navigate a registered charity?

Yes — Navigate is a registered charity in England and Wales, charity number 1182020.

Details

Address
Navigate CIO
4 King Square
BRIDGWATER
Somerset
TA6 3YF
Registration Date
13 February 2019
Status
Registered

Registry Information

Organisation Number
5134120
Charity Number
1182020

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Trustees

Andrew Hunter Robertson Pritchard
Also governs 1 other charity
D'ARCY MYERS
DAWN CHRISTA VINCENT
Jacqueline Dawkins
Jeremy Simon Ellison
John James Fuller

Data & trust

Register data refreshed
30 July 2026
Report a data issue