Tenbury Nils Scheme
Also known as: Tenbury No Interest Loan Scheme
The Tenbury NILS (No Interest Loan Scheme) is a project which seeks to assist the most disadvantaged and vulnerable people living in our community. It offers interest free loans to people who would otherwise not be able to access commercial credit, for reasons of unemployment, benefit recipients or people who are in receipt of a low income.
Activities & Mission
The Tenbury NILS (No Interest Loan Scheme) is a project which seeks to assist the most disadvantaged and vulnerable people living in our community. It offers interest free loans to people who would otherwise not be able to access commercial credit, for reasons of unemployment, benefit recipients or people who are in receipt of a low income.
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Local Authority
Financial Information
Financial Efficiency
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.
One or more years show a significant change in income (over ±100%) compared with the prior year. This usually reflects a merger, transfer of activities, restated accounts, or a one-off legacy — not necessarily a real change in operating scale. See the methodology for context.
The Commission record shows this related event on the register:
- Asset transfer in in 2017 — Tenbury Welfare Trust (organisation 251880)
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2025 | £234,921 | £169,954 | 0 / 0 | |||
| 2024 | £181,382 | £203,166 | 0 / 0 | |||
| 2023 | £125,521 | £185,196 | 0 / 0 | |||
| 2022 | £291,959 | £84,860 | 0 / 0 | |||
| 2021 | £112,532 | £82,622 | 0 / 0 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Tenbury Nils Scheme
What does Tenbury Nils Scheme do?
The Tenbury NILS (No Interest Loan Scheme) is a project which seeks to assist the most disadvantaged and vulnerable people living in our community. It offers interest free loans to people who would otherwise not be able to access commercial credit, for reasons of unemployment, benefit recipients or people who are in receipt of a low income.
How much income did Tenbury Nils Scheme report in 2025?
Tenbury Nils Scheme reported total income of £235k and reported expenditure of £170k for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.
When was Tenbury Nils Scheme registered as a charity?
Tenbury Nils Scheme was registered with the Charity Commission for England and Wales on 1 March 2013 as charity number 1151036. It has been registered for 13 years.
Who runs Tenbury Nils Scheme?
Tenbury Nils Scheme is governed by a board of 4 trustees. The chair of trustees is David Stevens. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Tenbury Nils Scheme operate?
Tenbury Nils Scheme operates across 3 areas: Herefordshire, Shropshire and Worcestershire.
Is Tenbury Nils Scheme a registered charity?
Yes — Tenbury Nils Scheme is a registered charity in England and Wales, charity number 1151036.
Details
81 Teme Street
TENBURY WELLS
Worcestershire
WR15 8AE
Registry Information
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Also Known As
- Tenbury No Interest Loan Scheme
Data & trust
- Register data refreshed
- 30 July 2026
- Methodology
- How metrics are calculated