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The Housing Associations' Charitable Trust

Also known as: Hact, Housing Action Charity

HACT is a charity, social enterprise and industry-focused think/do tank established by the housing association sector.Our aim is to work with the housing sector, government, civil society and communities to develop and share innovative approaches to meeting changing needs. We seek to influence and innovate in ways which help housing providers deliver more effectively within their communities.

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Activities & Mission

HACT is a charity, social enterprise and industry-focused think/do tank established by the housing association sector.Our aim is to work with the housing sector, government, civil society and communities to develop and share innovative approaches to meeting changing needs. We seek to influence and innovate in ways which help housing providers deliver more effectively within their communities.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Financial Information

Latest Income
£4,821,943
Latest Expenditure
£5,882,329

Financial Efficiency

Program Ratio 120.8%
% of income going directly to charitable activities

Higher than 96% of UK Housing charities with income £1M to £10M (sample: 1072). How is this calculated?

Overall Efficiency 99.0%
% of expenditure going to programs (vs overhead)

Higher than 53% of UK Housing charities with income £1M to £10M. How is this calculated?

Administrative Ratio 1.3%
Overhead (fundraising + governance) as % of total expenditure

Lower overhead than 60% of UK Housing charities with income £1M to £10M. (Lower overhead is generally read as more efficient.) How is this calculated?

Latest Financial Breakdown

Income Sources

Donations & Legacies £1,286
Charitable Activities £4,818,999
Other Trading £0
Investments £0
Other Income £1,658

Expenditure Categories

Charitable Expenditure £5,823,434
Raising Funds £58,895
Governance £17,017
Grants to Institutions £0
Other Expenditure £0

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£4,821,943
£5,882,329£5,823,434£884,347£6,01026 / 0
2024
£5,046,431
£4,761,445£4,761,445£1,606,021£230,16027 / 0
2023
£3,555,212
£3,071,689£3,038,203£1,415,679£313,58424 / 0
2022
£3,555,897
£3,555,493£3,474,436£1,578,242£374,67618 / 0
2021
£2,558,770
£2,201,154£2,168,351£395,594£203,02116 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about The Housing Associations' Charitable Trust

What does The Housing Associations' Charitable Trust do?

HACT is a charity, social enterprise and industry-focused think/do tank established by the housing association sector.Our aim is to work with the housing sector, government, civil society and communities to develop and share innovative approaches to meeting changing needs. We seek to influence and innovate in ways which help housing providers deliver more effectively within their communities.

How much income did The Housing Associations' Charitable Trust report in 2025?

The Housing Associations' Charitable Trust reported total income of £4.82m and reported expenditure of £5.88m for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

How efficient is The Housing Associations' Charitable Trust?

The Housing Associations' Charitable Trust has a program ratio of 120.8%, meaning that share of its income goes directly to charitable activities. This is higher than 96% of UK Housing charities with income £1M to £10M (sample of 1072 charities). See our methodology for how this is calculated.

When was The Housing Associations' Charitable Trust registered as a charity?

The Housing Associations' Charitable Trust was registered with the Charity Commission for England and Wales on 2 April 2003 as charity number 1096829. It has been registered for 23 years.

Who runs The Housing Associations' Charitable Trust?

The Housing Associations' Charitable Trust is governed by a board of 9 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does The Housing Associations' Charitable Trust operate?

The Housing Associations' Charitable Trust operates across 2 areas: Northern Ireland and Scotland.

Is The Housing Associations' Charitable Trust a registered charity?

Yes — The Housing Associations' Charitable Trust is a registered charity in England and Wales, charity number 1096829.

Details

Address
Canopi
Unit A
Arc House
82 Tanner Street
LONDON
SE1 3GN
Registration Date
2 April 2003
Status
Registered

Registry Information

Organisation Number
3998878
Charity Number
1096829

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Trustees

Caroline Pillay
Gemma Ann Bell-Smith
Martin Julian Bickers
Mary Gibbons
Michelle Suzanne Dawson
Nigel Peter Wilson
Peter Marsh
Sarah Louise Thomas
Shaun Holdcroft

Also Known As

  • Hact
  • Housing Action Charity

Data & trust

Register data refreshed
14 May 2026
Report a data issue