The Money Charity
Also known as: Credit Action, Credit Action Trust
The Money Charity is the UK's financial capability (financial education) charity. We develop and deliver products and services which provide education, information and advice on money matters, in an appropriate way for young people and adults.
Activities & Mission
The Money Charity is the UK's financial capability (financial education) charity. We develop and deliver products and services which provide education, information and advice on money matters, in an appropriate way for young people and adults.
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Country
Region
Financial Information
Financial Efficiency
Higher than 84% of UK Beneficiary group charities with income £100K to £1M (sample: 3459). How is this calculated?
Higher than 40% of UK Beneficiary group charities with income £100K to £1M. How is this calculated?
Lower overhead than 35% of UK Beneficiary group charities with income £100K to £1M. (Lower overhead is generally read as more efficient.) How is this calculated?
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2024.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2024 | £622,273 | £690,988 | £667,565 | £265,410 | £180,557 | 10 / 0 |
| 2023 | £653,078 | £761,371 | £714,575 | £334,125 | £151,379 | 12 / 0 |
| 2022 | £721,307 | £523,838 | £478,315 | £442,418 | £145,893 | 9 / 1 |
| 2021 | £395,591 | £436,433 | 0 / 0 | |||
| 2020 | £272,981 | £431,980 | 0 / 1 |
Staff column shows: Employees / Volunteers
Frequently asked questions about The Money Charity
What does The Money Charity do?
The Money Charity is the UK's financial capability (financial education) charity. We develop and deliver products and services which provide education, information and advice on money matters, in an appropriate way for young people and adults.
How much income did The Money Charity report in 2024?
The Money Charity reported total income of £622k and reported expenditure of £691k for the financial year ending 2024, based on the most recent annual return filed with the Charity Commission.
How efficient is The Money Charity?
The Money Charity has a program ratio of 107.3%, meaning that share of its income goes directly to charitable activities. This is higher than 84% of UK Beneficiary group charities with income £100K to £1M (sample of 3459 charities). See our methodology for how this is calculated.
When was The Money Charity registered as a charity?
The Money Charity was registered with the Charity Commission for England and Wales on 23 November 2004 as charity number 1106941. It has been registered for 22 years.
Who runs The Money Charity?
The Money Charity is governed by a board of 4 trustees. The chair of trustees is Justin Basini. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does The Money Charity operate?
The Money Charity operates across 2 areas: Northern Ireland and England And Wales.
Is The Money Charity a registered charity?
Yes — The Money Charity is a registered charity in England and Wales, charity number 1106941.
Details
15 Prescott Place
LONDON
SW4 6BS
Registry Information
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Major UK charities in the same primary sector, drawn from the curated priority cohort.
Trustees
Also governs 1 other charity
Sectors & Classifications
Also Known As
- Credit Action
- Credit Action Trust
- Credit Action
Data & trust
- Register data refreshed
- 14 May 2026
- Methodology
- How metrics are calculated