fair credit charity ltd

The charity supports children and young people and other defined groups. Fair Credit Charity LTD is a registered charity whose purpose is education and training. It delivers its work by providing other financial support. The charity is based in Coventry and operates in England And Wales and Scotland.

This page summarises publicly available information about the charity, including its activities, beneficiaries, and registration details, based on official records.

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Activities & Mission

Fair Credit Charity is established to alleviate poverty and financial hardship through tailored lending solutions, tailored to meet the modern borrowing needs of lower income family households.

Fundraising

See where Fair Credit Charity LTD is active and find local fundraising opportunities.

Region

England And Wales

Country

Scotland

Financial Information

Latest Income

£4,084,457

Latest Expenditure

£4,150,141

Financial Efficiency

Program Ratio 0.1%

% of income going directly to charitable activities

Overall Efficiency 0.1%

% of expenditure going to programs (vs overhead)

Administrative Ratio 100.0%

Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £0

Charitable Activities £0

Other Trading £3,708,043

Investments £0

Other Income £376,414

Expenditure Categories

Charitable Expenditure £2,520

Raising Funds £4,147,621

Governance £2,520

Grants to Institutions £0

Other Expenditure £0

Financial Trend

Annual Returns

Financial Year	Income	Expenditure	Charitable Spending	Net Assets	Reserves	Staff
2024	£4,084,457	£4,150,141	£2,520	£3,432,380	£3,432,380	22 / 0
2023	£4,844,614	£4,626,387	£2,701	£3,498,064	£3,498,064	25 / 0
2022	£6,060,562	£4,750,630	£2,520	£3,279,837	£3,279,837	29 / 0
2021	£4,995,091	£4,698,985	£0	£1,959,805	£1,969,905	32 / 0
2020	£6,956,652	£4,418,144	£0	£1,673,986	£1,673,986	27 / 0