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Fair Credit Charity LTD

Also known as: Fair for You Ltd

Fair Credit Charity is established to alleviate poverty and financial hardship through tailored lending solutions, tailored to meet the modern borrowing needs of lower income family households.

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Activities & Mission

Fair Credit Charity is established to alleviate poverty and financial hardship through tailored lending solutions, tailored to meet the modern borrowing needs of lower income family households.

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Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Financial Information

Latest Income
£3,600,037
Latest Expenditure
£3,998,368

Financial Efficiency

Program Ratio 0.3%
% of income going directly to charitable activities
Overall Efficiency 0.3%
% of expenditure going to programs (vs overhead)
Administrative Ratio 0.0%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £0
Charitable Activities £0
Other Trading £3,501,613
Investments £0
Other Income £98,424

Expenditure Categories

Charitable Expenditure £10,180
Raising Funds £0
Governance £0
Grants to Institutions £0
Other Expenditure £3,988,188

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£3,600,037
£3,998,368£10,180£3,034,049£3,034,03920 / 0
2024
£4,084,457
£4,150,141£2,520£3,432,380£3,432,38022 / 0
2023
£4,844,614
£4,626,387£2,701£3,498,064£3,498,06425 / 0
2022
£6,060,562
£4,750,630£2,520£3,279,837£3,279,83729 / 0
2021
£4,995,091
£4,698,985£0£1,959,805£1,969,90532 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about Fair Credit Charity LTD

What does Fair Credit Charity LTD do?

Fair Credit Charity is established to alleviate poverty and financial hardship through tailored lending solutions, tailored to meet the modern borrowing needs of lower income family households.

How much income did Fair Credit Charity LTD report in 2025?

Fair Credit Charity LTD reported total income of £3.60m and reported expenditure of £4.00m for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

When was Fair Credit Charity LTD registered as a charity?

Fair Credit Charity LTD was registered with the Charity Commission for England and Wales on 22 May 2015 as charity number 1161809. It has been registered for 11 years.

Who runs Fair Credit Charity LTD?

Fair Credit Charity LTD is governed by a board of 4 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Fair Credit Charity LTD operate?

Fair Credit Charity LTD operates across 2 areas: Scotland and England And Wales.

Is Fair Credit Charity LTD a registered charity?

Yes — Fair Credit Charity LTD is a registered charity in England and Wales, charity number 1161809.

Details

Contact (address, email, phone)
Registration Date
22 May 2015
Status
Registered

Registry Information

Organisation Number
5062210
Charity Number
1161809

Trustees

Jill Bonehill
Also governs 1 other charity
Joanne Fleming
Jonathan Moore
Also governs 1 other charity
Susan Tangier Lewis

Also Known As

  • Fair for You Ltd

Data & trust

Register data refreshed
9 November 2026
Report a data issue