Foundation For Credit Counselling
Also known as: Cccs, Consumer Credit Counselling Service, Stepchange Debt Charity
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
Activities & Mission
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
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Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Country
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Financial Information
Financial Efficiency
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2025 | £64,519,000 | £61,850,000 | £59,943,000 | £15,882,000 | £13,444,000 | 1065 / 0 |
| 2024 | £58,431,000 | £59,525,000 | £57,153,000 | £13,212,000 | £12,810,000 | 1137 / 0 |
| 2023 | £54,731,000 | £59,467,000 | £56,704,000 | £14,803,000 | £13,903,000 | 1115 / 0 |
| 2022 | £62,002,000 | £59,938,000 | £57,066,000 | £19,539,000 | £17,739,000 | 1249 / 0 |
| 2021 | £60,976,000 | £61,590,000 | £58,517,000 | £17,475,000 | £17,392,000 | 1450 / 0 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Foundation For Credit Counselling
What does Foundation For Credit Counselling do?
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
How much income did Foundation For Credit Counselling report in 2025?
Foundation For Credit Counselling reported total income of £64.52m and reported expenditure of £61.85m for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.
When was Foundation For Credit Counselling registered as a charity?
Foundation For Credit Counselling was registered with the Charity Commission for England and Wales on 28 January 1993 as charity number 1016630. It has been registered for 33 years.
Who runs Foundation For Credit Counselling?
Foundation For Credit Counselling is governed by a board of 12 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Foundation For Credit Counselling operate?
Foundation For Credit Counselling operates across 3 areas: Northern Ireland, Scotland and England And Wales.
Is Foundation For Credit Counselling a registered charity?
Yes — Foundation For Credit Counselling is a registered charity in England and Wales, charity number 1016630.
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Registry Information
Trustees
Also governs 1 other charity
Also governs 1 other charity
Also Known As
- Cccs
- Consumer Credit Counselling Service
- Stepchange Debt Charity
Data & trust
- Register data refreshed
- 2 November 2026
- Methodology
- How metrics are calculated