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foundation for credit counselling

The charity supports the general public. Foundation For Credit Counselling is a registered charity whose purpose is the prevention or relief of poverty. It delivers its work by providing services. The charity is based in Leeds and operates in England And Wales, Scotland, and Northern Ireland.


This page summarises publicly available information about the charity, including its activities, beneficiaries, and registration details, based on official records.

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Activities & Mission

Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.

Fundraising

See where Foundation For Credit Counselling is active and find local fundraising opportunities.

Financial Information

Latest Income
£58,431,000
Latest Expenditure
£59,525,000

Financial Efficiency

Program Ratio 97.8%
% of income going directly to charitable activities
Overall Efficiency 96.0%
% of expenditure going to programs (vs overhead)
Administrative Ratio 4.9%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £17,820,000
Charitable Activities £37,436,000
Other Trading £2,866,000
Investments £249,000
Other Income £60,000

Expenditure Categories

Charitable Expenditure £57,153,000
Raising Funds £2,372,000
Governance £517,000
Grants to Institutions £0
Other Expenditure £0

Financial Trend

Annual Returns

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2024£58,431,000£59,525,000£57,153,000£13,212,000£12,810,0001137 / 0
2023£54,731,000£59,467,000£56,704,000£14,803,000£13,903,0001115 / 0
2022£62,002,000£59,938,000£57,066,000£19,539,000£17,739,0001249 / 0
2021£60,976,000£61,590,000£58,517,000£17,475,000£17,392,0001450 / 0
2020£60,564,000£63,402,000£58,802,000£18,089,000£17,334,0001527 / 0

Staff column shows: Employees / Volunteers