Foundation For Credit Counselling
Also known as: Cccs, Consumer Credit Counselling Service, Stepchange Debt Charity
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
Activities & Mission
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Country
Region
Financial Information
Financial Efficiency
Higher than 68% of UK Charitable activities charities with income over £10M (sample: 222). How is this calculated?
Higher than 51% of UK Charitable activities charities with income over £10M. How is this calculated?
Lower overhead than 44% of UK Charitable activities charities with income over £10M. (Lower overhead is generally read as more efficient.) How is this calculated?
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2024.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2024 | £58,431,000 | £59,525,000 | £57,153,000 | £13,212,000 | £12,810,000 | 1137 / 0 |
| 2023 | £54,731,000 | £59,467,000 | £56,704,000 | £14,803,000 | £13,903,000 | 1115 / 0 |
| 2022 | £62,002,000 | £59,938,000 | £57,066,000 | £19,539,000 | £17,739,000 | 1249 / 0 |
| 2021 | £60,976,000 | £61,590,000 | £58,517,000 | £17,475,000 | £17,392,000 | 1450 / 0 |
| 2020 | £60,564,000 | £63,402,000 | £58,802,000 | £18,089,000 | £17,334,000 | 1527 / 0 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Foundation For Credit Counselling
What does Foundation For Credit Counselling do?
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
How much income did Foundation For Credit Counselling report in 2024?
Foundation For Credit Counselling reported total income of £58.43m and reported expenditure of £59.52m for the financial year ending 2024, based on the most recent annual return filed with the Charity Commission.
How efficient is Foundation For Credit Counselling?
Foundation For Credit Counselling has a program ratio of 97.8%, meaning that share of its income goes directly to charitable activities. This is higher than 68% of UK Charitable activities charities with income over £10M (sample of 222 charities). See our methodology for how this is calculated.
When was Foundation For Credit Counselling registered as a charity?
Foundation For Credit Counselling was registered with the Charity Commission for England and Wales on 28 January 1993 as charity number 1016630. It has been registered for 33 years.
Who runs Foundation For Credit Counselling?
Foundation For Credit Counselling is governed by a board of 12 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Foundation For Credit Counselling operate?
Foundation For Credit Counselling operates across 3 areas: Northern Ireland, Scotland and England And Wales.
Is Foundation For Credit Counselling a registered charity?
Yes — Foundation For Credit Counselling is a registered charity in England and Wales, charity number 1016630.
Details
Leeds
LS2 8ER
Registry Information
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Major UK charities in the same primary sector, drawn from the curated priority cohort.
Trustees
Also governs 1 other charity
Also governs 1 other charity
Also governs 2 other charities
Sectors & Classifications
Also Known As
- Cccs
- Consumer Credit Counselling Service
- Stepchange Debt Charity
Data & trust
- Register data refreshed
- 14 May 2026
- Methodology
- How metrics are calculated