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Just Finance Foundation

The vision of Just Finance Foundation is a fair financial system serving the community. We aim to increase the supply of affordable finance, build financial capability & access to fair financial services, equip future generations to manage their money and develop fair financial systems in local communities through our work in Liverpool, London, the North East, the Black Country and across England.

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Activities & Mission

The vision of Just Finance Foundation is a fair financial system serving the community. We aim to increase the supply of affordable finance, build financial capability & access to fair financial services, equip future generations to manage their money and develop fair financial systems in local communities through our work in Liverpool, London, the North East, the Black Country and across England.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Financial Information

Latest Income
£594,097
Latest Expenditure
£526,003

Financial Efficiency

Program Ratio 88.5%
% of income going directly to charitable activities
Overall Efficiency 100.0%
% of expenditure going to programs (vs overhead)
Administrative Ratio 0.0%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £563,079
Charitable Activities £27,607
Other Trading £0
Investments £0
Other Income £3,411

Expenditure Categories

Charitable Expenditure £526,003
Raising Funds £0
Governance £0
Grants to Institutions £0
Other Expenditure £0

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2024.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2024
£594,097
£526,003£526,003£349,444£227,51110 / 10
2023
£488,587
£408,2790 / 20
2022
£347,425
£258,8110 / 0
2021
£179,855
£239,3890 / 0
2020
£350,690
£309,0710 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about Just Finance Foundation

What does Just Finance Foundation do?

The vision of Just Finance Foundation is a fair financial system serving the community. We aim to increase the supply of affordable finance, build financial capability & access to fair financial services, equip future generations to manage their money and develop fair financial systems in local communities through our work in Liverpool, London, the North East, the Black Country and across England.

How much income did Just Finance Foundation report in 2024?

Just Finance Foundation reported total income of £594k and reported expenditure of £526k for the financial year ending 2024, based on the most recent annual return filed with the Charity Commission.

When was Just Finance Foundation registered as a charity?

Just Finance Foundation was registered with the Charity Commission for England and Wales on 15 March 2017 as charity number 1172050. It has been registered for 9 years.

Who runs Just Finance Foundation?

Just Finance Foundation is governed by a board of 7 trustees. The chair of trustees is Christopher James Cummings. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Just Finance Foundation operate?

Just Finance Foundation operates in England And Wales, as recorded in its Charity Commission filing.

Is Just Finance Foundation a registered charity?

Yes — Just Finance Foundation is a registered charity in England and Wales, charity number 1172050.

Details

Address
The Foundry
17 Oval Way
LONDON
SE11 5RR
Registration Date
15 March 2017
Status
Registered

Registry Information

Organisation Number
5093067
Charity Number
1172050

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Trustees

Christopher James Cummings Chair
Benjamin Carl Lucas
Christopher Frederick Hill
Emma Maree Cleveland
Rachel Louisa Elwell
Also governs 1 other charity
Right Reverend Mark Wroe BA Hons MA
Also governs 2 other charities

Data & trust

Register data refreshed
14 May 2026
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