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Lancaster, Morecambe And District Churches Debt Centre

Christians Against Poverty (CAP) is passionate about releasing people from debt, poverty and its causes. CAP brings good news, hope and freedom.Every client is visited in their own home, while CAP do all the negotiating with creditors to reduce the outstanding debts. CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support.

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Activities & Mission

Christians Against Poverty (CAP) is passionate about releasing people from debt, poverty and its causes. CAP brings good news, hope and freedom.Every client is visited in their own home, while CAP do all the negotiating with creditors to reduce the outstanding debts. CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Local Authority

Financial Information

Latest Income
£34,226
Latest Expenditure
£29,881

Financial Efficiency

Overall Efficiency 87.3%
% of expenditure going to programs (vs overhead)
Expenditure Ratio 87.3%
Expenditure as % of income

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£34,226
£29,8810 / 30
2024
£27,474
£25,8660 / 15
2023
£29,438
£29,2900 / 15
2022
£20,466
£27,0420 / 15
2021
£31,619
£32,9000 / 26

Staff column shows: Employees / Volunteers

Frequently asked questions about Lancaster, Morecambe And District Churches Debt Centre

What does Lancaster, Morecambe And District Churches Debt Centre do?

Christians Against Poverty (CAP) is passionate about releasing people from debt, poverty and its causes. CAP brings good news, hope and freedom.Every client is visited in their own home, while CAP do all the negotiating with creditors to reduce the outstanding debts. CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support.

How much income did Lancaster, Morecambe And District Churches Debt Centre report in 2025?

Lancaster, Morecambe And District Churches Debt Centre reported total income of £34k and reported expenditure of £30k for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

When was Lancaster, Morecambe And District Churches Debt Centre registered as a charity?

Lancaster, Morecambe And District Churches Debt Centre was registered with the Charity Commission for England and Wales on 12 July 2017 as charity number 1173790. It has been registered for 9 years.

Who runs Lancaster, Morecambe And District Churches Debt Centre?

Lancaster, Morecambe And District Churches Debt Centre is governed by a board of 6 trustees. The chair of trustees is Rev STEVEN DAVID HEWITT. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Lancaster, Morecambe And District Churches Debt Centre operate?

Lancaster, Morecambe And District Churches Debt Centre operates in Lancashire, as recorded in its Charity Commission filing.

Is Lancaster, Morecambe And District Churches Debt Centre a registered charity?

Yes — Lancaster, Morecambe And District Churches Debt Centre is a registered charity in England and Wales, charity number 1173790.

Details

Address
19 ROSEDALE AVENUE
HEYSHAM
MORECAMBE
LA3 2HS
Registration Date
12 July 2017
Status
Registered

Registry Information

Organisation Number
5104072
Charity Number
1173790

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Trustees

Rev STEVEN DAVID HEWITT Chair
Also governs 1 other charity
Hannah Bell
Jane Callow
Also governs 1 other charity
MICHAEL GUNTHER KOHL
Nigel Purcell
Peter Carrington
Also governs 1 other charity

Data & trust

Register data refreshed
14 May 2026
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