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Microloan Foundation

Also known as: Micro Loan Foundation

We are a not-for-profit microfinace institution focussing on sub-saharan africa. Our mission is to significantly reduce the depth and breadth of poverty in the communities within which we operate. We do this by lending money to groups of rural women to help them build sustainable businesses, and by providing meaningful training and ongoing mentoring support.

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Activities & Mission

We are a not-for-profit microfinace institution focussing on sub-saharan africa. Our mission is to significantly reduce the depth and breadth of poverty in the communities within which we operate. We do this by lending money to groups of rural women to help them build sustainable businesses, and by providing meaningful training and ongoing mentoring support.

Grants

Microloan Foundation makes grants as part of its work.

Gives grants to
organisations and individuals
Total spending (2025)
£6,594,360
Only charities with income over £500,000 file a separate grants figure.
Who it helps
children and young people, elderly people and the general public
What it supports
the prevention or relief of poverty

As recorded with the Charity Commission. To ask about applying, use the contact details and check the trustees and latest accounts below.

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Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Show all 6 areas of operation

Financial Information

Latest Income
£7,618,088
Latest Expenditure
£6,594,360

Financial Efficiency

Program Ratio 81.9%
% of income going directly to charitable activities
Overall Efficiency 94.6%
% of expenditure going to programs (vs overhead)
Administrative Ratio 6.1%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £1,527,027
Charitable Activities £6,043,816
Other Trading £0
Investments £47,245
Other Income £0

Expenditure Categories

Charitable Expenditure £6,238,265
Raising Funds £356,095
Governance £47,091
Grants to Institutions £0
Other Expenditure £0

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2025
£7,618,088
£6,594,360£6,238,265£3,369,264£414,334342 / 12
2024
£5,609,337
£5,130,882£4,762,137£2,206,568£456,263327 / 14
2023
£6,140,987
£5,621,792£5,277,474£1,793,791£391,227268 / 20
2022
£5,327,658
£4,763,323£4,440,700£2,148,040£357,369255 / 14
2021
£3,787,887
£3,152,739£2,875,480£1,651,712£314,574232 / 20

Staff column shows: Employees / Volunteers

Frequently asked questions about Microloan Foundation

What does Microloan Foundation do?

We are a not-for-profit microfinace institution focussing on sub-saharan africa. Our mission is to significantly reduce the depth and breadth of poverty in the communities within which we operate. We do this by lending money to groups of rural women to help them build sustainable businesses, and by providing meaningful training and ongoing mentoring support.

How much income did Microloan Foundation report in 2025?

Microloan Foundation reported total income of £7.62m and reported expenditure of £6.59m for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.

When was Microloan Foundation registered as a charity?

Microloan Foundation was registered with the Charity Commission for England and Wales on 11 June 2004 as charity number 1104287. It has been registered for 22 years.

Who runs Microloan Foundation?

Microloan Foundation is governed by a board of 4 trustees. The chair of trustees is Michael Anthony Jackson. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Microloan Foundation operate?

Microloan Foundation operates across 6 areas, including Australia, Malawi, South Africa and 3 others. The full list is shown on its profile.

Is Microloan Foundation a registered charity?

Yes — Microloan Foundation is a registered charity in England and Wales, charity number 1104287.

Details

Contact (address, email, phone)
Registration Date
11 June 2004
Status
Registered

Registry Information

Organisation Number
4003636
Charity Number
1104287

Trustees

Michael Anthony Jackson Chair
Bernice Dunsmuir
Stephen Paul Stolliday
Also governs 2 other charities
Steven Marshall

Also Known As

  • Micro Loan Foundation

Data & trust

Register data refreshed
9 November 2026
Report a data issue