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money advice trust

The charity supports the general public. Money Advice Trust is a registered charity whose purpose is education and training. It delivers its work by making grants to organisations. The charity is based in Birmingham and operates in Scotland, Northern Ireland, and England And Wales.


This page summarises publicly available information about the charity, including its activities, beneficiaries, and registration details, based on official records.

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Activities & Mission

We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.

Fundraising

See where Money Advice Trust is active and find local fundraising opportunities.

Financial Information

Latest Income
£21,681,305
Latest Expenditure
£22,517,187

Financial Efficiency

Program Ratio 102.6%
% of income going directly to charitable activities
Overall Efficiency 98.8%
% of expenditure going to programs (vs overhead)
Administrative Ratio 2.7%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £4,080,998
Charitable Activities £17,093,276
Other Trading £0
Investments £507,031
Other Income £0

Expenditure Categories

Charitable Expenditure £22,255,035
Raising Funds £262,152
Governance £344,636
Grants to Institutions £18,850
Other Expenditure £0

Financial Trend

Annual Returns

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2024£21,681,305£22,517,187£22,255,035£13,558,287£12,592,825322 / 0
2023£21,264,112£18,717,612£18,454,428£14,394,169£12,785,172282 / 0
2022£16,035,881£13,761,975£13,504,566£11,847,669£9,898,871253 / 0
2021£16,280,000£14,021,000£13,771,000£9,574,000£9,458,000280 / 0
2020£14,825,720£12,753,660£12,452,188£7,315,493£7,108,690251 / 0

Staff column shows: Employees / Volunteers