Money Advice Trust
Also known as: Business Debtline, National Debtline, Wiseradviser
We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.
Activities & Mission
We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Country
Region
Financial Information
Financial Efficiency
Higher than 85% of UK Charitable activities charities with income over £10M (sample: 222). How is this calculated?
Higher than 68% of UK Charitable activities charities with income over £10M. How is this calculated?
Lower overhead than 53% of UK Charitable activities charities with income over £10M. (Lower overhead is generally read as more efficient.) How is this calculated?
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2024.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2024 | £21,681,305 | £22,517,187 | £22,255,035 | £13,558,287 | £12,592,825 | 322 / 0 |
| 2023 | £21,264,112 | £18,717,612 | £18,454,428 | £14,394,169 | £12,785,172 | 282 / 0 |
| 2022 | £16,035,881 | £13,761,975 | £13,504,566 | £11,847,669 | £9,898,871 | 253 / 0 |
| 2021 | £16,280,000 | £14,021,000 | £13,771,000 | £9,574,000 | £9,458,000 | 280 / 0 |
| 2020 | £14,825,720 | £12,753,660 | £12,452,188 | £7,315,493 | £7,108,690 | 251 / 0 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Money Advice Trust
What does Money Advice Trust do?
We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.
How much income did Money Advice Trust report in 2024?
Money Advice Trust reported total income of £21.68m and reported expenditure of £22.52m for the financial year ending 2024, based on the most recent annual return filed with the Charity Commission.
How efficient is Money Advice Trust?
Money Advice Trust has a program ratio of 102.6%, meaning that share of its income goes directly to charitable activities. This is higher than 85% of UK Charitable activities charities with income over £10M (sample of 222 charities). See our methodology for how this is calculated.
When was Money Advice Trust registered as a charity?
Money Advice Trust was registered with the Charity Commission for England and Wales on 18 September 2003 as charity number 1099506. It has been registered for 23 years.
Who runs Money Advice Trust?
Money Advice Trust is governed by a board of 9 trustees. The chair of trustees is Christine Farnish. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Money Advice Trust operate?
Money Advice Trust operates across 3 areas: Northern Ireland, Scotland and England And Wales.
Is Money Advice Trust a registered charity?
Yes — Money Advice Trust is a registered charity in England and Wales, charity number 1099506.
Details
Tricorn House
Hagley Road
BIRMINGHAM
B16 8TP
Registry Information
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Major UK charities in the same primary sector, drawn from the curated priority cohort.
Trustees
Sectors & Classifications
Also Known As
- Business Debtline
- National Debtline
- Wiseradviser
Data & trust
- Register data refreshed
- 14 May 2026
- Methodology
- How metrics are calculated