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Money Advice Trust

Also known as: Business Debtline, National Debtline, Wiseradviser

We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.

Activities & Mission

We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.

Areas of Operation

Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.

Financial Information

Latest Income
£21,681,305
Latest Expenditure
£22,517,187

Financial Efficiency

Program Ratio 102.6%
% of income going directly to charitable activities
Overall Efficiency 98.8%
% of expenditure going to programs (vs overhead)
Administrative Ratio 2.7%
Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £4,080,998
Charitable Activities £17,093,276
Other Trading £0
Investments £507,031
Other Income £0

Expenditure Categories

Charitable Expenditure £22,255,035
Raising Funds £262,152
Governance £344,636
Grants to Institutions £18,850
Other Expenditure £0

Financial Trend

Annual Returns

As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2024.

Financial YearIncomeExpenditureCharitable SpendingNet AssetsReservesStaff
2024
£21,681,305
£22,517,187£22,255,035£13,558,287£12,592,825322 / 0
2023
£21,264,112
£18,717,612£18,454,428£14,394,169£12,785,172282 / 0
2022
£16,035,881
£13,761,975£13,504,566£11,847,669£9,898,871253 / 0
2021
£16,280,000
£14,021,000£13,771,000£9,574,000£9,458,000280 / 0
2020
£14,825,720
£12,753,660£12,452,188£7,315,493£7,108,690251 / 0

Staff column shows: Employees / Volunteers

Frequently asked questions about Money Advice Trust

What does Money Advice Trust do?

We help people across the UK tackle their debts and manage their money with confidence. The Trust?s main activities are providing free advice through National Debtline and Business Debtline; supporting advisers through Wiseradviser; and improving the UK?s money and debt environment through policy, research, innovation grants and awareness raising campaigns.

How much income did Money Advice Trust report in 2024?

Money Advice Trust reported total income of £21.68m and reported expenditure of £22.52m for the financial year ending 2024, based on the most recent annual return filed with the Charity Commission.

When was Money Advice Trust registered as a charity?

Money Advice Trust was registered with the Charity Commission for England and Wales on 18 September 2003 as charity number 1099506. It has been registered for 23 years.

Who runs Money Advice Trust?

Money Advice Trust is governed by a board of 9 trustees. The chair of trustees is Christine Hayes. Trustees are legally responsible for the charity's governance and are listed in full on its profile.

Where does Money Advice Trust operate?

Money Advice Trust operates across 3 areas: Northern Ireland, Scotland and England And Wales.

Is Money Advice Trust a registered charity?

Yes — Money Advice Trust is a registered charity in England and Wales, charity number 1099506.

Details

Address
Money Advice Trust
Tricorn House
Hagley Road
BIRMINGHAM
B16 8TP
Registration Date
18 September 2003
Status
Registered

Registry Information

Organisation Number
4002472
Charity Number
1099506

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Trustees

Christine Hayes Chair
Adam Khan
Alexandra Meagher
Laurence Edward Burgess
Mark Allison
Penelope Jane Clarke
Sarah Ruth Desai
Thomas Richard Hamilton Reddy
Zitah McMillan-Ward

Also Known As

  • Business Debtline
  • National Debtline
  • Wiseradviser

Data & trust

Register data refreshed
30 July 2026
Report a data issue