money ready

The charity supports children and young people. Money Ready is a registered charity whose purpose is education and training. It delivers its work by making grants to individuals. The charity is based in London and operates in Scotland, Northern Ireland, and England And Wales.

This page summarises publicly available information about the charity, including its activities, beneficiaries, and registration details, based on official records.

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Activities & Mission

Money Ready is a financial education charity dedicated to creating a financially fluent population. We believe that financial literacy should be considered a right for all because the language of money is a language for life. We work with the UK population by delivering expert-designed, high-impact financial education programmes.

Fundraising

See where Money Ready is active and find local fundraising opportunities.

Country

Scotland Northern Ireland

Region

England And Wales

Financial Information

Latest Income

£4,482,068

Latest Expenditure

£4,166,126

Financial Efficiency

Program Ratio 85.6%

% of income going directly to charitable activities

Overall Efficiency 92.1%

% of expenditure going to programs (vs overhead)

Administrative Ratio 8.4%

Overhead (fundraising + governance) as % of total expenditure

Latest Financial Breakdown

Income Sources

Donations & Legacies £109,331

Charitable Activities £4,368,225

Other Trading £0

Investments £4,512

Other Income £0

Expenditure Categories

Charitable Expenditure £3,835,151

Raising Funds £330,975

Governance £19,174

Grants to Institutions £0

Other Expenditure £0

Financial Trend

Annual Returns

Financial Year	Income	Expenditure	Charitable Spending	Net Assets	Reserves	Staff
2024	£4,482,068	£4,166,126	£3,835,151	£1,367,663	£984,000	72 / 150
2023	£3,254,087	£3,364,599	£3,046,307	£1,051,721	£672,950	60 / 150
2022	£2,564,963	£2,338,418	£2,095,232	£1,162,233	£769,991	42 / 250
2021	£2,120,791	£2,023,751	£1,862,447	£935,708	£487,576	40 / 25
2020	£2,087,546	£1,948,569	£1,948,569	£838,668	£382,523	39 / 50