Spear Housing Association Limited
Also known as: Single Person's Emergency Accommodation in Richmond
SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.
Activities & Mission
SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.
Areas of Operation
Where this charity is registered to operate, as self-declared to the Charity Commission. These are regulatory classifications, not a list of active programmes, and don't necessarily indicate fundraising activity in each location.
Show all 6 areas of operation Hide areas of operation
Local Authority
Financial Information
Financial Efficiency
Higher than 37% of UK Housing charities with income £1M to £10M (sample: 1072). How is this calculated?
Higher than 34% of UK Housing charities with income £1M to £10M. How is this calculated?
Lower overhead than 31% of UK Housing charities with income £1M to £10M. (Lower overhead is generally read as more efficient.) How is this calculated?
Latest Financial Breakdown
Income Sources
Expenditure Categories
Financial Trend
Annual Returns
As filed with the Charity Commission for England and Wales. Most recent filing covers the financial year ending 2025.
| Financial Year | Income | Expenditure | Charitable Spending | Net Assets | Reserves | Staff |
|---|---|---|---|---|---|---|
| 2025 | £4,627,799 | £4,337,485 | £4,130,824 | £8,567,797 | £4,663,060 | 74 / 64 |
| 2024 | £4,684,238 | £4,410,105 | £4,233,354 | £8,277,483 | £4,354,151 | 82 / 50 |
| 2023 | £5,249,472 | £4,985,303 | £4,811,190 | £8,003,350 | £4,062,285 | 91 / 69 |
| 2022 | £5,406,699 | £5,211,033 | £4,919,463 | £7,739,181 | £3,782,718 | 98 / 126 |
| 2021 | £5,155,330 | £4,915,632 | £4,675,461 | £7,543,515 | £3,549,890 | 101 / 153 |
Staff column shows: Employees / Volunteers
Frequently asked questions about Spear Housing Association Limited
What does Spear Housing Association Limited do?
SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.
How much income did Spear Housing Association Limited report in 2025?
Spear Housing Association Limited reported total income of £4.63m and reported expenditure of £4.34m for the financial year ending 2025, based on the most recent annual return filed with the Charity Commission.
How efficient is Spear Housing Association Limited?
Spear Housing Association Limited has a program ratio of 89.3%, meaning that share of its income goes directly to charitable activities. This is higher than 37% of UK Housing charities with income £1M to £10M (sample of 1072 charities). See our methodology for how this is calculated.
When was Spear Housing Association Limited registered as a charity?
Spear Housing Association Limited was registered with the Charity Commission for England and Wales on 7 January 2008 as charity number 1122206. It has been registered for 18 years.
Who runs Spear Housing Association Limited?
Spear Housing Association Limited is governed by a board of 10 trustees. Trustees are legally responsible for the charity's governance and are listed in full on its profile.
Where does Spear Housing Association Limited operate?
Spear Housing Association Limited operates across 6 areas, including Hounslow, Kingston Upon Thames, Merton and 3 others. The full list is shown on its profile.
Is Spear Housing Association Limited a registered charity?
Yes — Spear Housing Association Limited is a registered charity in England and Wales, charity number 1122206.
Details
89 HEATH ROAD
TWICKENHAM
TW1 4AW
Registry Information
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Major UK charities in the same primary sector, drawn from the curated priority cohort.
Trustees
Also governs 1 other charity
Also governs 1 other charity
Sectors & Classifications
Also Known As
- Single Person's Emergency Accommodation in Richmond
Data & trust
- Register data refreshed
- 14 May 2026
- Methodology
- How metrics are calculated